Title after purchase

Two different files

Ask us in writing: what is the root of title — C of O, gazette, excision, or allocation only?

What Wohiri should give you

Keep originals. Scan everything.

Payment receipt

Allocation letter proving you bought that plot number.

Contract of sale

Estate, plot, size, and price in writing.

Deed of Assignment

The transfer instrument. Wohiri or the company signs.

Registered survey

Your name, beacons, coordinates, square metres.

Estate layout

Ties the plot to Daa Rhoda or the scheme you bought.

Root title CTC

C of O, gazette, or excision — proof the seller had title.

Company papers

If the seller is a company: CAC status and a resolution to sell.

Work to actually own the land

1. 01

   Search and chart

   Your lawyer searches the Lands Registry. A surveyor charts the plot at the Surveyor-General: no government acquisition, no overlap, beacons on ground, layout approved. If charting fails, stop.

2. 02

   Deed of Assignment

   Lawyer vets the deed. Both sides sign. Company seal and board resolution if Wohiri sells as a company. Attach the survey. Until this is signed you only have a receipt.

3. 03

   Stamp the deed

   Pay stamp duty. Unstamped deeds are weak in court and the registry will refuse them.

4. 04

   Track A — Governor’s Consent

   Use this when the estate already has a C of O. You are assigning the remaining term, not creating a new grant.

   • Land Form 1C in Lagos, or the Abia consent form, sworn
   • Three copies of the deed, CTC of the C of O, chartable survey
   • Tax clearance (often three years), IDs, photographs, NIN
   • Inspection and assessment, then pay consent and registration
   • Governor (or delegate) endorses consent; register the deed
5. 05

   Track B — apply for a C of O

   Use this when there is no C of O yet. File at Lands Bureau (Abia: Umuahia or Aba office). Expect inspection, publication, assessment, ground rent, then a 99-year C of O in your name. Stamp and register it.

6. 06

   Collect the pack, then build

   C of O or consented deed, registered survey, receipts. Then building-plan approval and estate covenants — not before.

The pack you should hold

1. C of O, or a certified true copy of the estate C of O
2. Deed of Assignment
3. Governor’s Consent, if it was a transfer
4. Registered survey in your name
5. Evidence of registration (registry number / stamp)
6. Tax receipts and demand notices paid
7. Plot allocation and payment receipts

Banks and later buyers look for this pack. Until consent or C of O is registered, you have paid for land but the government has not recorded you as the holder.

If you will build

Title is not a building permit. After the pack above: planning / building-plan approval, estate setback and house-type rules, then materials from the Wohiri yard.